Injury Lawyers and Insurance Policies

An injury barrister is the solicitor, or legal representative presenting your case against the alleged party. He/she will assist you obtain a recompense for the mental and physical tension that you faced due to the mistake or ignorance of someone else. Personal injury can comprise of a range of situations, and conditions.

Some cases of injury that you can file a claim for include fall and slip injuries, wrongful death, car accidents, occupational injuries, nursing home abuse, medical neglect, exposure to poisonous materials, product defect injury, and many similar cases. Many sort of cases are taken up by the lawyers, but those dealing only with the compensation claims of injuries, are called as injury lawyers. It is necessary to hire an injury lawyer who is highly skilled with injury claims, so you get the compensation you deserve.

You will discover that there are various kinds of injury lawyers; they are classified different as separate laws are applied in separate jurisdictions. Hence, it becomes quite significant to check the professional knowledge and academic records of a lawyer before assigning him/her your case to assess whether he/she is capable of handle the case efficiently or not. There are certain eventualities, which can occur in a case, and your lawyer requires to be prepared to face them.

An insurance policy, conversely, does not eliminate the risk of an injury, but provides the holder with security in case an injury happens. This is where insurance plays its role. An insurer can be defined as a business, which offers insurance for the time of crises, be that an accident, an emergency, or a mishap; different conditions apply in different situations, hence putting forth different insurance policies and plans.

In the insurance policy, the insurer declares the risks it will agree to insure specifically against, and on how much it will be prepared to pay in case the risk does happen. The objective of the insurer here is to put back the insured back to the same condition before the risk, as if it did not happen.

The agreement can also include the things that the insurer will not insure, which is called barring. For instance, the only serious risk posed by fixed allowances is if the insurance company backing the contract goes belly-up.

The payments are then collected by the insurer on every policy and then these payments are utilised for investment to generate profits, which the insurer pays when the insurance policy matures. If an insured individual makes a claim on the policy, the premium will be taken out from the funds. As a rule, the insurer wishes to make profit, and hopes that the total payment it gets in a year along with any money obtained from investments will exceed the claims it needs to pay.

If you are a holder of an insurance policy, and it covers your injury claims. Then you can take help of an injury lawyer, and obtain your compensation through your insurance policy. Injury lawyers are the best way to get your insurance policy in work in case of an injury.

Freelance Lawyers and Some Facts

To any person who is actually not very familiar with the intricacies of law, the term freelance lawyer may bear an uncanny meaning. You must have frequently heard about freelance writers or reporters, but freelance lawyer is a term which is rarely heard.

In this article I have tried to share some information with my reader friends about this topic.

Freelance lawyers are the contemporary description of contract attorneys, temporary attorneys or independent contractors.

With the emergence of legal outsourcing, one new aspect of law profession or to say more precisely, the overlooked part of law profession that has come into limelight and that is freelance lawyers.

According to ethic committee it is ethically proper for any temporary lawyer to work for any employing lawyer or law firm on temporary basis or even getting involved in the legal outsourcing companies.

Ethic committee instructs the employing attorneys that involvement of any freelance(temporary) lawyer requires consent of the client, otherwise it will be considered as a void contract. The duty of the retaining attorney increases with the involvement of the temporary lawyer on contractual basis to disclose this fact to the client.

But according to the opinion 284 of Ethic committee the disclosure of involvement of a freelance lawyer depends upon the following factors:

o Relationship of the retaining attorney with the temporary attorney or the freelance lawyer.
o Nature of legal work to be performed.
o Clients’ reasonable expectation regarding the work.

The employing attorney has the authority to supervise directly the freelance lawyer and it is not necessary for him to disclose the client that how much remuneration is paid to the temporary lawyer. The employing (retaining) lawyer may bill the client for the service on behalf of temporary lawyer according to the mutual understanding with one another. A temporary lawyer can object to any unreasonable billing against the client charged by the retaining attorney.

The motive behind engaging a freelance lawyer is to attain highly supple and lucrative contractual terms in the outsourcing industry as there has been ample scope of employment arrangement between law firms and temporary lawyers.

How to Find a Lawyer Who is a Perfect Fit

If an organisation is in a situation where it needs to deal with legal knowledge, sound analysis and proper business sense, it is important to engage the services of an attorney who can play the role of “business advisor”. In fact, most experts agree that fostering relationships with specialized legal eagles is the key to successfully navigating issues which can hamper the economic growth of any organisations.

The question that needs to be asked now is “How do we go about finding this so-called specialized attorney?” It would be a folly to just flip the telephone directory and appoint the first lawyer that comes into view.

A good management practice is still by word-of-mouth recommendations – that’s getting referrals from friends and colleagues. When requesting for their referrals, make very sure you tell them very clearly what you need solved and the kind of attorney you need.

Another way is to do an advanced search on the Internet. The websites that pops up every time you do a search, no matter what keywords or phrase you had typed into Google or Yahoo! do not mean that they are top class. It is possible that they are top class in terms of advertising only!

If your firm is in the healthcare business, it is wise to focus on getting a lawyer whose niche is healthcare law, meaning a healthcare attorney. Don’t go for those “Jack of all trades, master of none” lawyers.

After some soul searching, if, for instance, you fancy law firms A, B and C, the next logical thing to do would be to go to review sites, forums and blogs to see what people have to say about A, B and C. Read testimonials too, but be careful because some testimonials are fakes.

If you can get hold of Speakers’ Lists at academy meetings etc, it would come in very handy in your search for an attorney who is a perfect fit for your organization.

Do knock on the doors of the state attorney’s office, relevant societies and Bar associations in your area and ask them whether they can give you referrals for the kind of lawyers you are looking for.

Yes, getting a good lawyer requires a lot of leg work but it will be worth it. If you simple grab any Tom, Dick and Harry that come along, you may live to regret it.

Internet Marketing for Lawyers – Advice That Counts

Lawyers face the same challenges any business does. In order to get new business they must market their services, i.e., advertise. And lawyers deal with the same marketing and advertising challenge every business does – how to beat the competition. Plus lawyers have to assume that any Internet or non-Internet marketing or advertising they do may well produce little or no results for the amount of time and money they spend — regardless of what an outside marketing or advertising advisor may say to the contrary.

Prior to the Internet the main non-Internet marketing option or advertising choice for any lawyer was to advertise in the yellow pages. To this day the print yellow pages contain plenty of colorful, one page display ads that feature lawyers offering their services, and lawyers pay a lot for these ads. How effective these ads are is anyone’s guess — it’s hard for your colored, one page display ad to stand out when you have 20 other lawyers doing the exact same thing! The yellow pages companies, however, continue to promote their marketing and advertising philosophy that “bigger is always better” and “everything we sell is an opportunity,” so they often present a lawyer with a non-Internet marketing and advertising solution that costs plenty but often produces little.

This line of thinking, along with the use of print yellow pages in general, has gone the way of the dinosaur at a very accelerated pace. The yellow pages in print form had their heyday for many decades, but the population now goes to the Internet for the information they seek, so most print directories are collecting dust. A lawyer who advertises in the print yellow pages may well get calls, but they’ll most likely be from vendors using the yellow pages as a cheap source of leads.

The major paid search providers (pay per click search engines) tend to offer lawyers Internet marketing and advertising solutions in a manner similar to the way the yellow pages do with their print directories. “Bigger is always better,” so rather than realistically discuss with a lawyer a pay per click Internet marketing and advertising campaign that makes financial sense and produces a decent ROI, the pay per click providers will tell the lawyer to go for as many top listing keywords (the most expensive) as their budget will permit and bid as high as they can. The lawyer may go broke in the process, but at least they’ll get exposure! Many lawyers get into pay per click as a quick way to get leads but quickly exit a month later after spending lots of money for Internet marketing and advertising results that produce nothing but expense.

While pay per click Internet marketing and advertising is the running favorite of Internet marketing advertisers worldwide, pay per click advertising for a lawyer is usually an extremely expensive proposition for what they get. How much a lawyer is willing to “pay for a lead” takes on a whole new meaning with pay per click. The cost per click for many lawyer related keywords, e.g., “personal injury lawyer,” “criminal defense lawyer,” can range from $5.00 to $70.00 per click depending on the market, and when the typical lawyer’s conversion rate (the number of clicks it takes to generate a lead) of one to two percent is factored in, the lawyer can find themselves paying upwards of $500.00 to $7,000.00 per lead, and a lead is not a client.

Part of the problem lawyers face when they work with pay per click (and this translates directly into poor conversion rates) is that (1) they spend little time creating their pay per click ads and (2) the ads direct traffic to the lawyer’s website. Any Internet marketing professional who knows something about pay per click knows you never send pay per click traffic to a website. Instead you create special pages, i.e., “landing pages” for pay per click traffic to be directed to. The landing pages perform the job of convincing traffic to do what the lawyer requires, which is normally to contact the lawyer via e-mail or by phone.

Legal Internet directories and portals offer the lawyer a potential Internet marketing and advertising option because of their popularity and enhanced Internet visibility. How effective a listing in a legal Internet directory or portal can be for a lawyer in terms of marketing, advertising and Internet exposure will depend upon the particular attributes of the legal Internet directory or portal in question. All things being equal, legal Internet directories or portals that charge a fee to be listed in them make more sense as an Internet marketing and advertising choice than similar sites that offer listings for free. The lawyer has to be particularly careful, however, when they consider advertising in legal Internet directories and portals that “look” like they offer a lot — and a price to go with it — but for whatever reasons simply do not produce enough leads for the amount of Internet marketing and advertising money the lawyer must spend.

Many legal Internet directories and portals exist that have a very strong Internet presence, and they are excellent resource centers for lawyers, but this does not automatically make them good places to advertise. With Internet legal portals especially it’s not how many lawyers the portal attracts but how many people the Internet legal portal attracts who are searching for legal services. People have paid thousands of dollars for advertising in Internet legal portals that have produced nothing in the way of Internet marketing and advertising results. A very wise idea for any lawyer who considers advertising in an Internet legal portal is to get some very accurate user demographics on what kind of specific traffic the Internet legal portal is actually attracting.

What is a lawyer supposed to do? Everywhere the lawyer looks, whether the marketing and advertising media is Internet or non-Internet, considerable financial risk is involved, and a guarantee that the lawyer will get good, solid results for the amount of money they spend is often hard to achieve.

Ultimately the best way for a lawyer to go with Internet marketing and advertising – the way that will ultimately get them the best long term results for the money they spend — is to focus on getting their website to rank high in organic search results. When all things are considered, people on the Internet who search for goods and services mainly search for websites to find their answers. They may look to legal Internet directories and portals, and if they don’t find what they want they may turn to pay per click listings as a last resort (only about 30% to 40% of users bother with pay per click) but ultimately people who search the Internet are looking for websites that provide them with the answers they seek.

If a lawyer is looking for an Internet marketing and advertising solution that doesn’t require being part of the pay per click crowd, the lawyer may want to look into pay per phone call programs. Pay per phone call is like pay per click, but the lawyer does not pay for a call unless they receive one. And the costs for pay per phone call are normally substantially less that what the lawyer will pay for a click in many cases. A smart lawyer may even want to consider getting involved with several pay per phone call providers with the idea that between the providers the lawyer will receive enough leads in the aggregate to make involvement with these programs worth it.

Many of the Internet marketing and advertising solutions that a lawyer chooses to look into must be tried on a case by case basis. Absolutely nothing can be assumed. A pay per click advertising campaign that works extremely well for the lawyer with one search provider might fail miserably with another.

One last thing that a lawyer should be aware of when it comes to the Internet and a website presence is that appearances really do count. Many people have been on the Internet for 10 years and have correspondingly seen websites of all types and styles. People are used to seeing professionally designed websites. The lawyer’s website should be too.

With an Injury at Work, What Kind of Lawyer Will You Need?

If you have a serious injury at work, you may need to consult a lawyer. But what kind of lawyer will you need? These are the possibilities:

First, most injuries at work are covered by workers’ compensation insurance. Therefore, one should consider consulting a lawyer who specializes in that area. Most lawyers in this area of the law will give you a free consultation so you can consider your options. There are specific time limits and evidence requirements that this type of lawyer will know. You should be able find one who is highly rated in your area.

Second, a serious injury at work could affect your employment rights. You may have issues involving the Family Medical Leave Act (FMLA), the Americans with Disabilities Act (FMLA), your labor union, and other employment matters. These type of employment issues may require you to consult an employment lawyer. The workers’ compensation lawyer may cover this area but often they only cover their specific areas. Moreover, employment issues have different timelines than workers’ compensation issues; therefore, for a serious issue it pays to consult a specialist in this area.

Third, a serious injury may cause disability. This may require you to apply for benefits under a short term disability (STD) policy, a long term disability (LTD), and Social Security. It may be possible that either the workers’ compensation lawyer or the employment lawyer covers this area but more likely you may have to consult a lawyer who specializes in disability. The first place to look is a place called National Organization of Social Security Claimant’s’ Representatives (NOSSCR). They will have listings of lawyers in your areas.

Fourth, in some cases, the injury was due to a defective machine. If so, this requires another type of lawyer. This would necessitate a personal injury lawyer who specializes in product liability law. So, you cannot just consult any personal injury lawyer, you would need a product liability lawyer. Often, if you already have a lawyer for your other work injury issues, that attorney can refer you to the lawyer you will need. This type of case raises a special issue which is evidence preservation. If you are claiming your serious injury was due to a defective machine or product then this machine or product must be “preserved” in order for an expert to evaluate it for its defect.

In summary, a serious injury can involve workers’ compensation issues, employment issues, disability issues, and product liability issues. Lawyers like doctors specialize. Thus, don’t assume only one lawyer can handle your “work injury issues” after a serious accident. Above, I have listed the four types of lawyers you may have to consult.